💰What is the Cost to Hire a Public Adjuster?
So, your insurance company has denied your claim or underpaid, and you may be thinking of hiring a public adjuster. But what is the cost?
Public adjusters work on a contingency basis meaning they only get paid when you get paid.
What this means for you, the homeowner, is you do not have to come out-of-pocket to pay for the services of a public adjuster.
The fee for a public adjuster comes from the insurance check. Public adjusters charge a percentage of what the insurance company pays for your claim.
| Claim Settlement | Public Adjuster Fee % | Example Fee |
| $25,000 | 15%-45% | $3,750 (15%) |
| $50,000 | 15%-45% | $17,500 (35%) |
| $100,000 | 15%-45% | $45,000 (45%) |
Table 1: Typical Fees for Smaller Losses
| Claim Settlement | Public Adjuster Fee % | Example Fee |
| $25,000 | 7%-15% | $1,750 (7%) |
| $50,000 | 7%-15% | $5,000 (10%) |
| $100,000 | 7%-15% | $15,000 (15%) |
Table 2: Typical Fees for Commercial, Fire, & Large Losses
Receiving a payment from the insurance company can be a slow process, even with the assistance of a public adjuster. So, homeowners should be aware of the possibility of delays. Â Our Guide to Amount of Time for an Insurance Check to Clear
If this sounds like you, we would be glad to help you!